Budget Your Year at U of T

This calculator will show you how much money you will need to cover tuition and fees, housing costs, food and everything else for the upcoming academic year. You’ll provide some background and income information, and we’ll show you a budget summary and direct you to some useful resources to help you save money.

Before you begin, please ensure:


  • You have a general idea of what you want to study, what your living situation might be and what course load you will be taking
  • You can estimate your income from parental support, summer savings, student loans and awards for the upcoming academic year
  • You can estimate your monthly employment income for the upcoming academic year

Start Planning

Admission Requirements

Identify your academic background from the options below and review the admission requirements for your intended program of study using the Program Finder. If you are interested in applying to the Medical Radiation Sciences, Nursing, or Physician Assistant programs, visit Professional and Graduate Programs to find your admission requirements.  In addition to meeting general university admission requirements, you may need to present specific subject prerequisites, or submit a personal profile or statement of interest.

We make provisional offers of admission to qualified applicants from all educational backgrounds. If you are currently enrolled in secondary school or in a post-secondary program, we will make a provisional admission decision based on your final results from last year and your midyear results in the current year.

Canadian High School, University and College

Are your most recent studies at an Ontario or other Canadian high school? Find the admission requirements based on your province. Current high-school applicants with strong midyear results may be admitted on condition that they complete their academic year successfully.

Are your current or most recent studies at university or college in Canada? If you are currently in school you may be considered on the basis of your previous year’s results.

International High School

Are your current or most recent studies at a high school outside of Canada?

International College or University

If you are attending or have attended a recognized university or college outside of Canada, you will be considered for admission based on your post-secondary studies.

Mature Students

Our admission requirements are based on academic background, regardless of your age. To see if you meet our admission requirements, please check the appropriate level of education and your program of interest.

If you do not meet the published admission requirements you may become eligible for some programs through either the Academic Bridging Program or the Transitional Year Programme. Note that if you have previously been enrolled in degree studies, you are not eligible for these programs.

How to Apply

Ready to apply to the University of Toronto and join one of the world’s top universities? (external link) Select the appropriate online application in this section and learn about each step in our application process. You’ll also learn more about submitting academic records and other required documents, and how to monitor the status of your application after you’ve applied.

English Language Requirements

English is the language of instruction and examination at U of T, and success in our degree programs requires a high level of English language proficiency.

If English is not your first language (i.e. is not the first language you learned at home as a child), you will need to provide evidence of adequate English facility for admission consideration, unless you qualify for an exemption.

You may qualify for an exemption from the English facility requirement if one of the following applies to you:

  • You have completed/are completing four or more years of full-time academic study in a recognized Canadian school (in Canada) that teaches in English
  • You have completed/are completing four or more years of full-time academic study in an English language school located in a country where the dominant language is English
  • Your first language is French and you have completed four or more years of full-time academic study at a Canadian school

If you meet any of the exemption criteria listed above, you must complete the “English Language Test Exemption Request Form” after submitting your application for admission.  You will be able to access the form on the JOIN U of T applicant website once you have received your U of T acknowledgement email.   Submitting the form and all required supporting documentation (e.g. transcripts) well ahead of the document deadline is recommended.

All applicants, including those who must present proof of English facility, are required to present a senior level English course (equivalent to Ontario ENG4U/EAE4U) for admission to all undergraduate programs. The English course result will be considered in the admissions process and calculated as part of an applicant’s admission average.

Tests/Qualifications That Provide Acceptable Evidence of English Facility

If you are required to present evidence of English language facility, you can satisfy the requirement by completing one of the tests/qualifications listed below with acceptable results.   We will not accept your Grade 12 English results, your results in any other English course/test, or letters of reference from your school or employer for this purpose.

If you meet the admission and program-specific requirements, but not the University’s English Language Requirements, you might be a candidate for one of our English Language Transition Programs.

If you are unsure as to whether you are required to submit evidence of English facility, contact Enrolment Services (external link) for more information.

We strongly advise you to complete your test and submit your scores to us well in advance of published deadlines. It may take several weeks from the time your test results are released until they reach Enrolment Services.Read more

Protect Yourself from Fraud

Warning about Fraudulent Offers of Admission & Scholarships

The University of Toronto is aware that third parties around the world are misrepresenting themselves as agents, staff, or officers of the University and extending fraudulent offers of admission and scholarships to students. Protect yourself, and the university applicants in your life, by reviewing our best practices for understanding how the University of Toronto does and does not communicate with students.

In particular, please be aware that:

  • The University of Toronto will never make unsolicited scholarship offers or admission offers. Be skeptical of any unsolicited offers of admission or scholarship guarantees that you receive.
  • The University does not offer scholarships or financial aid before issuing offers of admission — applicants are assessed for scholarships during the official application evaluation process. If the University has not offered you admission, be skeptical of any scholarship offer that arrives in your inbox. We will never offer scholarships, or financial aid, to anyone who has not applied to the University.
  • The University will never send official documents, including offers of admission or scholarships, through WhatsApp or any other social media platform.
  • Official communications from the University of Toronto are always sent from @utoronto.ca email addresses. Always verify the senders of emails that you receive. Some common traits of malicious emails include, but are not limited to, unexpected prompts to click a link, enter credentials, download an attachment, or send money, accompanied by an undertone of urgency (e.g., “do this or your account will be terminated”).
  • The University of Toronto only accepts applications to undergraduate programs through the Ontario Universities’ Application Centre (OUAC) or the U of T International Application, which is also hosted on OUAC. Application fees must be paid directly to the Ontario Universities’ Application Centre (OUAC). You will never be asked to pay an application fee to a University of Toronto representative. Our official application process is set out here.
  • If you receive an official offer of admission to one of our first-entry undergraduate programs, the complete details of the offer will always be in your JOIN U of T Applicant Portal (join.utoronto.ca) (external link). Any required deposits or payments will be clearly specified in your offer of admission, which will be available in your JOIN U of T Applicant Portal (join.utoronto.ca) (external link).
  • It is not possible, or legal, for a University of Toronto representative to offer you a study permit. Admitted students must apply for a study permit through Immigration, Refugees and Citizenship Canada (IRCC), which is a department of Canada’s federal government. Learn more about the study permit process here. (external link)
  • The University of Toronto also does not offer guaranteed admission or university-level courses through high schools of any type.

If you are uncertain about any offer or solicitation, you can always contact us here (external link).

Educational Agents and Partnerships

The University of Toronto does not interact with third-party recruiters or agencies (“educational agents”) in order to recruit students to undergraduate programs. The University of Toronto also does not offer guaranteed admission or guaranteed transfer credit programs through high schools of any type. The University of Toronto has select partnerships with the following organizations:

Other than the educational organizations listed above, the University of Toronto does not work with agencies for direct admission undergraduate recruitment.

Programs at the University of Toronto with Partnerships

Some conditional acceptance & enrichment programs at the University have additional partnerships:

If you have questions about these partnerships, encounter a suspicious claim, or are uncertain of the legitimacy of another organization’s affiliation with the University of Toronto, we encourage you to contact university.